P2P

Peer to peer sharing is very common nowadays--with programs like Dropbox, venmo, airdrop, YouTube, and more, you can share/exchange just about anything. Whether you need to pay a friend back for grabbing that drink for you at a "cash only" bar (venmo) or share a chapter of a textbook with a classmate (dropbox), there's a program designed to help you share resources. Illegal sharing and streaming is also still very popular. With wages rising at a slower rate than cost of living, people are turning to free resources on the web to enjoy their favorite TV shows, music, even school material. While Hollywood has cracked down and strategized technological ways to get around this trend, according to Brian Stelter and Brad Stone with the New York Times, nearly 40% of the film and music we listen to today is streamed or downloaded illegally. Other companies like the Lending Club, according to NPR, are choosing to capitalize on this new age of P2P sharing by providing direct peer to peer loans by investors.